The Virgin Red Rewards Mastercard® is here
60,000 Virgin Points Boarding Bonus*
Earn up to 3 points for every $1 you spend*
Unlock exclusive rewards and perks
Annual fee: $99*
Card issued by Synchrony
Terms apply.* Only available to applicants 18 or older who have an address in the United States†. Virgin Red Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender.
Travel lover, this is your card
60,000 bonus Virgin Points as a welcome
when you open an account 02/18-03/31/25 and spend $3,000 on your card in the first 90 days.* It’s enough to hop continents.***
Earn up to 3 Virgin Points per $1
Earn points on your spending and use them to treat yourself to rewards.*
Choose from 6 Personal Perks, up to twice per year
Unlock reward flights, reward nights and more from across Virgin. You pick.*
Open doors around the world with exclusive Personal Perks
Spend $15,000 in a cardholder year to choose one Personal Perk, or $30,000 to choose a total of two.*
Virgin Atlantic
Flying Club reward voucher for a companion seat or cabin upgrade
Virgin Hotels
One free night stay or priority upgrade
Virgin Voyages
Up to $300 Bar Tab credit or Blue Extras perk package
Earn Virgin Points on everything
for every $1 you spend with Virgin Atlantic, Virgin Hotels and Virgin Voyages*
for every $1 you spend at grocery stores, dining out, popular streaming services and when charging your EV*
for every $1 you spend on everything else, anywhere Mastercard is accepted*
The benefits? Breathtaking
Clock up Tier Points with Virgin Atlantic Flying Club
Earn 25 Tier Points for $2,500 of qualifying spend, up to 50 Tier Points a month.*
Book two nights, get your third night free
Make it a long weekend at participating Virgin Hotels once per cardholder year.*
Anniversary Virgin Points boost
We’ll give you 5,000 Virgin Points every year you renew with us.*
Additional cardholder bonus
Add a card for a loved one and earn 2,500 Virgin Points. Maximum of 10,000 Virgin Points.*
No FX fees
No foreign transaction fees when you travel overseas.*
Mastercard World Elite Concierge
A complimentary 24/7 concierge service. Reserve the perfect table, gain VIP access and more.*
All this for a card fee of just $99 a year.*
FAQs
Terms and conditions
†The Virgin Red Rewards Mastercard is only available to applicants 18 or older who have an address in the United States and a valid SSN or ITIN. This communication is exempt from the general restriction under section 21 of the Financial Services and Markets Act 2000 (FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is made or directed only at persons outside the UK and within the USA.
*Subject to credit approval.
BOARDING BONUS: Limit one offer per accountholder. When you open a Virgin Red Rewards Card 2/18/25 – 3/31/25 and make net eligible purchases (purchases minus returns and adjustments) of $3,000 or more within 90 days of account opening you will earn 60,000 Bonus Points. To receive points, your card must be successfully linked to your Virgin Red account and your credit card account must be open, in good standing and not delinquent. Although you may see Bonus Points post in separate increments of 40,000 and 20,000, if earned, all Bonus Points will post to your account within 60 days. See Credit Rewards Terms for details.
REWARD POINTS: We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify. EV Charging Stations do not include merchants of Parking Lots, Parking Meters and Parking Garages. See Credit Rewards Terms for details.
ANNUAL FEE and NO FOREIGN TRANSACTION FEE: New Accounts as of 1/1/25: Variable Purchase APR 20.49%, 24.49% or 28.49%. Variable Bal Trans APR 20.49%, 24.49% or 28.49% and 5% Fee ($5 min). Variable Cash APR 30.49% and 5% Fee ($10 min). Variable Penalty APR 30.49%, 34.49% or 38.49%. Min Interest Charge $2. Annual Fee $99.
PERSONAL PERKS: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails. See Credit Rewards Terms for details.
VIRGIN HOTELS BENEFIT: Additional information and restrictions are available at https://virginredrewardscard.syf.com/benefitsdetails. See Credit Rewards Terms for details.
ANNIVERSARY BOOST: In each year that the Virgin Red Rewards Mastercard Account is renewed, the Primary Accountholder will earn a bonus of 5,000 points, which will post to your Rewards Program Account within 1-2 Statement Periods provided your Rewards Program Account is open and in good standing.
ADDITIONAL CARDHOLDER BONUS: The primary cardholder will be liable for all purchases made on the account, including those made by an authorized user. See Credit Rewards Terms for details.
MASTERCARD WORLD ELITE CONCIERGE: Visit Mastercard for details.
Virgin Points are earned and spent via Virgin Red Limited in accordance with the Virgin Red Reward Program Terms. We manage your data in accordance with the Virgin Red Limited Privacy Policy. You can get hold of us by emailing membersupport@virgin.com or by post at Virgin Red Limited, Whitfield Studios, 50A Charlotte St, London, W1T 2NS. Registered in England and Wales with Company No 11490861.
© Virgin Red Limited 2024. Virgin and the Virgin Signature logo are registered trademarks of Virgin Enterprises Limited and are used under license.
Virgin Red Limited is an appointed representative of Product Partnerships Limited (FRN: 626349) and acts as a credit broker, not a lender. Virgin Red Limited receives a fee for successful card applications. Please contact us if you would like further information.
This card is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
***The price of reward seats is variable and will be displayed at the time of booking. Seats at Saver price points are subject to availability and will not necessarily be available in every cabin or on every flight. Taxes, fees and carrier-imposed surcharges apply to reward flights and upgrades, Virgin Atlantic Flying Club membership required and Virgin Atlantic Flying Club terms and conditions apply.